Medical insurance specialist with 11 years of experience in private medical complexes and hospitals. Well-versed in all insurance functions. Experienced with the NPHIES platform: submitting claims, handling rejected claims, reducing rejection rates, and filing appeals; preparing and reviewing financial settlements and reconciliations; opening medical networks and contracting with insurance companies (Bupa, Tawuniya, MedGulf, Al Rajhi Takaful); following up on claims, pricing, and co-payments/deductibles; experienced with HIS systems and financial reporting.