Medical insurance specialist with 11 years of experience in private medical complexes and hospitals, well-versed in all insurance operations. My experience includes: the NPHIES platform, submitting claims, processing rejections, reducing rejection rates, and filing appeals; preparing and reviewing financial reconciliations and settlements; opening medical networks and contracting with insurance companies (Bupa, Tawuniya, MedGulf, Takaful Al Rajhi); following up on claims, pricing, and co-payments; and experience with HIS systems and financial reports.